Personal loan requirements to know before applying

Personal loan criteria differ from lender to lender whether it’s applying for a 700-dollar loan online or a 10,000-dollar loan. There are a few factors that banking firms usually look at when evaluating loan applications, such as credit rating and earnings. Before you start looking for a loan, educate yourself with the basic parameters you’ll have to fulfill as well as the paperwork you’ll have to supply. This information can assist you in streamlining the registration process and may boost your likelihood of obtaining a loan.

Here are some important aspects that financial organizations look for when reviewing loan application forms.


Because your salary has an impact on your ability to repay a loan, you’ll need to provide documentation of your revenue when submitting your loan request. In order to determine whether or not you can manage monthly repayments, you must first figure out how much money you scoop up each month. Remember to list all of your revenue sources, not just your key source. This can include a partner’s income, child support, a secondary employment, or revenue from freelancing.

Employer’s contact details

Your creditor will ask for the contact details of your current employer as well as the contact details of your previous employer. Your present and previous employers may be approached for references or to confirm your income and employment dates.


If you’re looking for a secured private loan, your lender will typically ask you to deposit important assets as security. In the case of housing or car loans, the collateral is often tied to the ultimate purpose of the loan. Unsecured personal loans, on the other hand, can be protected by a variety of valued assets, notably cash savings, financial assets, property investment, and collections such as coins or valuable metals. If you default on your loan, your lender may be able to seize your collateral in order to recover the outstanding loan balance.

Credit Score and Credit History

The credit rating of a prospective borrower is one of the most essential elements that a lender evaluates when analyzing a loan request. Credit values vary from 300 to 850 and are based on characteristics such as transaction history, the amount of existing debt, and the length of one’s credit record. Many lenders demand borrowers to have a baseline credit score of roughly 600 in order to qualify, however some creditors will lend to candidates who have no credit record at all.

Benefits of a licensed money lender

Licensed money lenders are people and small organizations that offer you the benefits of the best credit facilities. They are registered with the Singapore government and strictly adhere to the Ministry of Law’s rules. You can rest assured that they do not behave like the dreadful loan sharks you’ve heard about. Typically, private companies fund moneylenders for them to create loan packages.Join this link to become very good at money lending in orchard , Lucky Plaza.

1. Simple and convenient

Borrowing money is essential, especially if you want to accelerate the growth and development of fruitful projects. Applying for a loan from a licensed moneylender is critical because it entails a few simple steps. These loans are available through online websites or platforms. Before submitting your documents, it is critical to evaluate a moneylender. The main reason for this is that unlicensed moneylenders can use their identity to commit crimes. An online application is simple and convenient because you will receive the money quickly.

2. A Higher Rate of Approval

Even if you don’t have a good credit score, licensed and trustworthy moneylenders will assist you in obtaining a loan. Most lenders will not look into your financial history throughout the process. However, to be on the safe side, it is necessary to have a high credit score.

3. Refrain from Harassment

Illegitimate money lenders will harass a client near the loan’s maturity date. A licensed moneylender in Singapore will abide by the government’s strict rules governing this industry. Violations of these rules may result in a jail sentence, loss of license, and monetary fines. As a result, the right moneylender will ensure that your rights are protected throughout the entire process.

4. Reasonable Interest Rates

Unlicensed moneylenders will charge you exorbitant interest rates. The interest rates will be set by illegitimate moneylenders because they have a monopoly. This isn’t the best way to get a loan because you’ll end up spending a lot of money in the long run. The Registrar of Moneylenders act requires licensed moneylenders to be registered. As a result, they will adhere to the provided interest rate. This rule will be followed by licensed and trustworthy moneylenders because breaking it has serious consequences

The benefits of obtaining a loan from a licensed moneylender are as follows. A licensed moneylender will assist you in developing trust in the loan application and repayment process. Therefore these are the top benefits of licensed money lenders.

How Much Is Commercial Roof Maintenance

Commercial roof maintenance is an essential aspect of any business. It’s vital to maintain your commercial properties so they can last as long as possible and remain safe for employees, customers, and the general public alike. Suppose you are a building owner or manager who has been wondering about the costs associated with Commercial Roof Maintenance. In that case, this blog post will break it down into simple terms that are easy to understand.

What do you think are some of the most critical aspects of commercial building upkeep? The answer may surprise you – maintaining your roofs! Commercial roofs need regular inspection and repair work to ensure their longevity.” “The price tag on these services varies depending on where you live. However, a good rule of thumb is that you can expect to pay around $.50 – $.75 per square foot for roof inspections and anywhere from $2.00 – $10.00 per square foot for Commercial Roof Restoration.

To keep your roof in top condition, developing a regular maintenance schedule is essential. By doing so, you can avoid costly repairs down the road and keep your building looking its best.

Maintaining a commercial roof can be expensive, but it’s a necessary expense if you want to keep your building running safely and efficiently for as long as possible. By keeping up with regular inspections and repairs, you can minimize the chances of a major and save yourself a lot of money in the long run.

Various factors can affect the cost of roof maintenance, including

  • Size: The more significant the roof, the more expensive it will be to maintain.
  • Type of Roof: A flat roof is cheaper to maintain than a sloped roof.
  • Age of Roof: The older the roof, the more likely it will need repairs.
  • Material of Roof: Some materials are more expensive to maintain than others.
  • Location of Building: Buildings in colder climates require more maintenance than those in warmer temperatures.

To get an accurate estimate of how much it will cost you to maintain your commercial roof, it’s essential to consult with a qualified professional who can provide both a detailed inspection and a quote for the work that needs to be done.

Paying for Commercial Roof Maintenance

You can reduce the cost of commercial roof repair by performing regular inspections yourself; however, if there is damage that affects the structural integrity or safety, then hiring an expert is strongly recommended. Expert inspectors will be able to identify any issues before they become more significant problems and will also be able to recommend the best course of action for restoring the roof to its original condition.

The cost of commercial roof maintenance can vary depending on the size of your building, the type of roofing material, and the extent of the damage. However, it’s generally much less expensive than waiting until severe damage requires a complete roof replacement.

If you’re not sure whether or not your commercial roof needs maintenance, contact a professional for an inspection. It’s better to be safe than sorry – especially when it comes to something as important as your business’ roof. 

Benefits of Commercial Roof Maintenance

There are several benefits to getting regular commercial roof maintenance, including:

  • Preventing damage from developing into something more severe and ultimately more expensive to repair
  • Preventing as many downtime disruptions as possible
  • Maintaining the overall value of your property
  • Both the manufacturer’s warranty and your insurance policy will usually require routine commercial roof maintenance before they’re required to cover any significant repairs. Your insurance company may even offer discounts for those who have their roofs inspected regularly.
  • Routine inspections can also help you file an insurance claim if necessary so that you only file after significant damage has occurred. If you wait until there is visible evidence of leakage or damage outside, it will be much harder to convince your insurance provider that there is a problem.
  • Another reason for routine commercial roof maintenance is that it can help you catch minor problems before they become big ones. A roof that’s in good condition will keep your property cooler in the summer and warmer in the winter, saving you energy costs.

It’s important to remember that every building is different, and so each roof will require a different maintenance plan. Talk to an experienced roofing contractor to find out what needs to be done on your property.

Plumbing Issues That You Can Fix On Your Own

The home is one of the most significant investments you will ever make. When your plumbing begins to fail, it can be a huge inconvenience and very costly. There are many reasons your pipes may have issues, but don’t worry; there are also many ways to fix them yourself without having to call in a professional plumber! If you want to learn more about how you can save money on plumbing repairs by selecting them yourself, continue to read this article.

1. Clogged Drains

One of the most common plumbing issues that homeowners face is clogged drains. This can be caused by a variety of things such as hair, food, and other debris. If you are experiencing a clogged drain, there are a few things that you can do to try to fix it yourself. One method is to pour a pot of boiling water down the drain. Another is to use a plunger or snake to try to clear the obstruction. If these methods don’t work, then you may need to call in a professional Plumbers Tarzana.

2. Leaky Faucets

A leaky faucet can be both annoying and costly. If left unattended, it can lead to water damage in your home. There are a few things that you can do to fix a leaky faucet on your own. One is to tighten the screw on the faucet handle. Another is to replace the gasket or washer. If these methods don’t work, then you may need to call in a professional Encino Plumber.

3. Running Toilets

A running toilet can be both frustrating and costly. It can waste water and increase your monthly utility bill. If you are experiencing a running toilet, there are a few things that you can do to try to fix it yourself. One is to adjust the flapper valve. Another is to change the water level in the tank. If these methods don’t work, then you may need to call in a professional plumber.

A running toilet can be both frustrating and costly. It can waste water and increase your monthly utility bill. If you are experiencing a running toilet, there are a few things that you can do to try to fix it yourself. One is to adjust the flapper valve. Another is to change the water level in the tank. If these methods don’t work, then you may need to call in a professional plumber.

4 Fixing or Replacing Valves

Many homeowners have valves under their sinks that control the plumbing going into the house from the mainline out front of their homes. These valves should be checked occasionally for leaks because they can lead to problems if they begin leaking excessively over time. Also, the washers will wear down and need replacing. You can usually change these by turning off the water supply to avoid flooding your home, unscrewing the nuts holding them in place, taking out the old valve, putting in a new one with new washers, and putting it all back together again.

5 Fixing or Replacing Pipes

Occasionally the pipes under your sinks or around your homes will begin to leak. If this is not repaired quickly enough, you might have significant damage to wooden floors or mold growing inside of walls. It shouldn’t be too difficult for homeowners to replace leaking parts if they have the know-how. The first thing you need to do is shut off the mainline that feeds into the house. It’s typically located right where the pipe meets with the house. Then you need to drain all of the water from the line by opening every faucet in your home. After this, you can unscrew and pull out whatever part is leaking, replace it with a new one, and turn on the mainline again. This should fix it until a professional can come out and take a look at it.

6 Fixing Small Holes in Drywall

Drywall is going to be your friend when there are small holes in your walls as well as larger ones. All you have to do is cut away any flaps that might be hanging off of the gap left behind after scratching away some of the drywall around it. You then take some spackle, apply it to the hole with a putty knife, and let it dry. After this, you simply sand it down until everything is even, prime over the affected area, and paint.

With this simple repair, you can save yourself the cost of having to hire someone. But remember, if you don’t have any experience or don’t have the necessary equipment to do this type of work, it is best to call a professional.

Sprucing Up Your House on a Budget

At some point, many homeowners have looked around the house and felt like it needed an update. From old paint and drab curtains to broken appliances and dirty windows, many aspects of our homes wear out, fade, and get dirty over time. If this is the case at your home, you might be wondering what you can do to spruce the place up. Many of us have grand dreams of tearing out walls, building on an addition, or renovating the bathrooms. If you are like most homeowners, your wish list is probably pretty long.

While it is fun to dream about major home updates and renovations, home improvements are expensive. Regardless of how ready you are for home improvements, your wallet might not be as willing. The good news is that there are a few things that you can do to your home that won’t do major damage to your wallet. If you’re looking to spruce some things up around your home and don’t want to break the bank, there are some things that you can consider. Let’s look at some ways that you can spruce up your home on a budget.

Pressure Wash


One way to freshen up your home and give it a bright new look is to clean it well. The exterior of your home takes the brunt of all of the weather conditions in your area. From rain and snow to the scorching sun, your house can take a beating with each season. As a result, mold, mildew, algae, mud, and dirt can accumulate on your siding and windows. Over time, your house can start to look dirty and old. Having your entire house painted will take care of the issue but can be really expensive.

A less expensive option to restore your home’s appearance and curb appeal is pressure washing. No matter if you have brick, vinyl siding, or wooden planks, your house can be pressure washed to bring back that shiny exterior. A professional cleaning crew can pressure your home and windows for a fraction of the cost of painting your entire home.

They can also do your driveway and gutters to finish the refresh. Depending on where you live, you will want to find trained professionals to help to provide excellent service and restore your home’s exterior. For example, if you live in Cary, NC, searching for “professional pressure washing in Cary” will help you find expert cleaners.

Appliance Repair


If you have an older television, refrigerator, or other appliances in your home that aren’t working, it can make your house feel dated. A way to refresh your house is to upgrade your appliances. New appliances can be expensive, however, and you might not have the money to do this.

Another option that could be much more affordable is to fix them yourself. With virtual appliance repair, you don’t have to have specialized skills. A virtual technician will walk through the diagnostics and repair steps. With virtual service, a repair technician will take you through the process and get your appliances back in working condition in no time.

Window Treatments


The curtains and window treatments work together in your house to help frame the rooms. If you have older curtains and blinds, they can be faded and dingy and make your rooms look drab. Older window treatments can make your rooms feel dark and outdated. From bright flowy curtains to interesting roman blinds, you can find a variety of window treatments in all kinds of colors and styles. For a little money and effort, you can transform your spaces with new curtains.

If you’re looking for ways to spruce up your home without spending a ton of money, there are several options that you can consider. You can make a big difference with some small and affordable changes. From pressure washing and changing your curtains to repairing your appliances, you don’t have to spend a ton to breathe new life into your house.

The Most Common Plumbing Emergencies

Plumbing emergencies are not just inconvenient; they can be dangerous. Every year, dozens of people are killed after being electrocuted by faulty wiring in bathrooms. Before you have any plumbing problem, contact a licensed Bradenton Plumbers so that they can provide the necessary repairs to ensure your safety. This article is designed to help you deal with some of the more common plumbing emergencies to keep them from becoming serious problems:

No Water Supply: If there is no water in either your hot and cold taps, check both your water meter and your fuse box before calling the local emergency number for assistance. When working on electrical components such as the water pump or the solenoid, be sure to turn off all electricity at the main supply. Check for restrictions in the supply line to ensure that the water is reaching both your hot and cold taps; if no water is detected, check for a blown a fuse or tripped breaker.

Loss of Water Pressure: Low pressure can indicate several problems: clogged pipes, poorly adjusted valves, sediment build-up in the tank, power to pump malfunctioning, or obstruction in one or more of your faucets. If there is any chance that living creatures such as mice may be stuck inside your system, you could end up with smells and rust coming out from your tap, which indicates a severe problem that you need to take care of immediately.

Leaking Pipe: Plumbing leaks are sometimes difficult to detect. Plumbing (especially under the floor) can make cracking and hissing sounds as it cools, drys out, or freezes. Plumbing gasses escaping through your drains are another sign of a problem. If you hear gurgling noises in one of your showers or sinks, that could be an indication that there is water flowing into places where it shouldn’t be. If you start noticing that your tap is dripping, then it’s time to give Plumbers Bradenton FL a call.

Burst Pipes: This is one of the most common Plumbing Emergencies and cannot be dealt with alone. Plumbing pipes are supposed to last you for years, but if they burst because of the pressure building up inside them, then there’s nothing left for you to do other than clear up the mess and call a professional plumber. Burst hot water system plumbing problems generally require immediate attention as rusting can begin within minutes after experiencing water damage. The bright side here is that minor leaks can often be fixed by yourself, therefore preventing further damage if dealt with immediately. Plumbing emergencies such as blocked sinks and burst pipes can be dealt with relatively efficiently yourself, too; however, if they’ve continued to persist for several days, then you need to call your local plumber.

Blocked Plumbing Drains: When sewage cannot flow freely through the plumbing lines, this will result in a blocked drain. This issue can be caused by debris and other foreign objects that have been allowed to accumulate and block the drainage system. The best course of action here would be to remove the blockage from the line using manual methods, thus saving you from spending money on hiring professionals. However, if these methods fail, which it usually does because of the amount of pressure build-up behind the existing blockage, then it’s time for you to contact your plumbing services. 

Plumbing emergencies are one of the essential services that Plumbing professionals offer. It would help if you never attempted to fix serious plumbing emergencies yourself unless you know exactly what you do. If not, it can quickly turn into a big disaster as it may cost you more money in the long run if left unattended. So it is best to leave it up to the pros.

How Is Aircon Servicing Practiced?

Ever wondered why is your AC requiring to be cleaned and sustained every once in a while? Well, not to worry a little. ACs in correspondence to their continuous cooling process build up or catch debris and dirt particles from the atmosphere or due to any heavy greasy activity around the conditioners. This in turn causes the gadgets to function at a much slower pace and also make them give out less cooling or poor performance if not serviced regularly. If you too are meeting head-on with your AC’sunsolvable conditions, it’s high time you get them checked at companies good with aircon servicing now. For now, let’s checkout some pro ways in which your AC units are taken care of.

Air Filter and Condenser Purification

The air conditioners when proliferate the debris and dirt need to get assisted with professional aid. The girth of filth and debris that is accumulated in the air filters and condenser fins cause the AC to slower the cooling process and also in addition ice formation takes place which is harmful to the AC sustenance. The technician cleans and washes the debris out of these components and ensures its proper functioning.

Condenser Coil and Evaporator Coil Cleansing

Dust and dirt are core enemies of your air conditioning or AC system as they cause overheating of the system. During AC service, the technician cleans the dust and debris from the condenser coil and evaporator coil and other key components of the system. In a split AC, the condenser coils are in the outdoor unit.

Cleaning Drainer and Leakage Probe

The leakage extensions in the AC unit is nowhere to be ignored as a piling issue. The professional while on the affair of cleansing, also alongside has to ensure that the AC unit is not exuding or there is no leakage within the pipes so that it might work proficiently. The technician rinses the debris collection out of the pipes in addition, so that no further dribbling is possible.

Coolant Level Check

An air conditioning service technician needs to check the coolant level in the AC. When the coolant level is less, your AC stops working. This is because the temperature of the cooling coil drops below the normal level.If the AC’s coolant level or freon is low, it will probably give out less cooling than expected. However, your technician can fix this issue within no long time.

Eventually, Aircon servicing are excelled services offered, keeping your cooling gadgets free of building unnecessary heat disgorge and debris accumulation and prevent any malfunctioning of the AC unit. It can also be cost effective if the AC is given a regular checkup and servicing since it would require comparably less effort each time it is looked into.

Steps of Aircon installation

As a homeowner, you’ve reached the point where you recognize it’s time to replace your aged air conditioning system. You’ve performed a slew of repairs and even had a professional AC specialist tune-up the unit, but time has finally caught up with it. You’ll have to replace your air conditioner shortly.

Not only monetarily, but also in terms of ensuring you install a new air conditioning system that is right for your home, it can be a daunting procedure to consider. If you’ve decided on a new air conditioning system for your house, professional air conditioning installation is the best method to ensure you get the most out of your new appliance. Air conditioning installation, whether you have a central air system, a mini-split ductless system, or a heat pump system, is best left to a professional expert HVAC specialist for speed, convenience, safety, and efficiency.

What can you expect as a homeowner when you arrange an air conditioning installation? In this post, we’ll break down the procedure into four easy phases that an air conditioning professional will follow to ensure that your home’s cooling comfort is restored for the coming years. Here are few Steps of Aircon installation

Your Old System Will Be Evaluated and Removed

The old air conditioner must be removed before the new one can be installed, especially if you’re replacing it with a similar model. Your air conditioner installation will preserve the surrounding environment and clean up any debris created during the removal process. In most circumstances, your technician will also take care of removing and disposing of your old air conditioner.

Following the removal of your old system, your air conditioning contractor will inspect your home’s existing cooling infrastructure for air duct leaks or other concerns that could compromise the function of your new system. You will be alerted if repairs are necessary before they are completed.


This operation may involve new pipe or electrical and ductwork connections, depending on your existing and new air conditioners and whether the hookups are the same. During this operation, all electrical connections will be checked, and refrigerant will be pumped into the system according to the manufacturer’s recommendations.


Air conditioning is becoming more of a necessity than a luxury in today’s society, and having the appropriate concept of what to do with it is critical in this fast-paced world when we can’t seem to find time for anything. It is always recommended to get professional assistance because air conditioners are expensive and causing them to break would be an unnecessary expense.

How to take $700 payday loans?

A $700 loan is considered a loan with a 30-day repayment period. It can be used for anything, but it’s best for dealing with emergencies. Most people do not have enough money on hand and find themselves in situations where they are unable to pay their bills or cover their obligations. If you are in a difficult financial circumstance, you should not feel sorry for yourself. You are surely not alone.

$700 payday loans with no credit check although getting a loan with negative credit may not be difficult, some lenders do not conduct any sort of credit check. There are various forms of 700 dollar loans; however, the following are the most common:

Payday loans are a type of short-term loan. A direct lender payday loan is a short-term cash advance that can be obtained even if your credit score is substandard or poor. Lenders offer loans of up to $1000 that must be repaid on the next payday. Furthermore, loans are unsecured, which means you don’t have to put up any security.

How can you get a $700 loan approved?

A $700 loan is a straightforward loan that can be requested quickly and safely. Take a few moments to fill out a quick loan request form. Make sure your information is correct; if you hide anything or submit false information, you risk being disqualified. You will receive an answer as soon as 5 to 60 seconds after completing the form and pressing the “submit” button.

Many people who apply for a $700 loan are approved and immediately linked to a lender who can help them. The lender will call you (typically on your cell phone) to go over the terms and conditions of your loan. They will also respond to any inquiries you might have. Although not everyone is accepted, We make every effort to help as many people as possible.

Your money will be in your bank account in one business day if you accept the lender’s loan terms and complete the transaction.

The requirements for getting a 700 dollar loan are as follows:

To apply for a $700 loan, you must meet the following criteria:

  • A current resident address is required.
  • An active phone number is required (cell phones)
  • You must be at least 18 years old and have a valid ID document.
  • You must have a working email address.
  • You have to know your account number.
  • You must show proof of income.

The Importance of Foundation Repair

Foundation repair is a crucial step to take when you notice your foundation beginning to crack or shift. Foundation cracks are often soil settling, tree roots growing under the home, and water seeping in. These issues can lead to severe structural damages that may be costly to fix over time. 

To avoid these problems, it’s best to call professional Concrete Foundations Contractors before any damage occurs. Concrete Foundation Contractors will help ensure that the situation doesn’t worsen with time and cause more expensive repairs down the line. This article will tell you some of the basic knowledge about foundation repair. 

How To Tell If You Need Concrete Foundation Repair?

  • Cracks in the foundation
  • Water seepage around the foundation
  • Sagging or bowing walls near the foundation
  • Failing to maintain your home’s exterior, including gutters and downspouts that are clogged or leaking water onto your property, leaves and debris that have accumulated against the house, and poorly maintained landscaping 
  • Foundation settling due to soil subsidence from underground water flow, sinkholes caused by earth movements such as earthquakes or landslides, trees growing too close to a building’s perimeter, or heavy snow accumulation on buildings with flat roofs 
  • When you notice cracks in drywall adjacent to baseboards and door frames

The Different Types of Foundation Repairs 

  • Slab on grade foundation repairs – This type of repair is when the concrete slab has sunken or settled.
  • Concrete pier and beam foundation repairs – These are used to support a house that has shifted or moved, causing cracks in the walls or floors
  • Basement wall crack repairs – A basement wall crack may be caused by water seeping through an exterior wall and freezing during cold weather
  • Foundation waterproofing services – If you notice erosion around your home’s base, it could be because of improper drainage, which leads to water pooling near your house and damaging the foundation over time.
  • Damp proofing services – Moisture can build up in basements because of poor ventilation, which leads to mold growth and structural damage. 
  • Crack injection service- Cracks in foundations can cause leaks if they’re not fixed before winter sets in since snow will pile up against them and freeze, expanding as it freezes, which causes more pressure on the structure 
  • Pier extension service- The weight from a porch roof resting on a single pier can cause too much stress that eventually breaks off one side of the pier; adding another pier extension will relieve some weight from this area

Concrete Foundation Repair Costs And How Much It Will Cost For a Typical Home 

Foundation repairs can be expensive, but this doesn’t mean that every homeowner has to foot the bill. When repairs are made to a home’s existing foundation, these costs are typically much less than installing a new roof. Most average families would pay the fees necessary to have a professional assess their homes and determine if foundation repairs were warranted. This assessment will typically cost anywhere from a few hundred dollars to several thousand, depending on the home’s location and its condition.

A wise homeowner will take time to research all repairs and possible repairs before making any decisions. Several websites provide helpful information on average foundation repair costs. This information can help you compare prices and find the best repair option for your home. Knowing what repairs you can afford will also allow you to make intelligent choices when choosing a home.

Tips On How To Keep Your Home From Needing A Future Foundation Repair Job 

  • Make sure your gutters are clean and free of debris.
  • Put down a layer of gravel or sand at the base of your foundation to help with drainage.
  • Add a coat of paint to the exterior walls every five years to keep them looking fresh.
  • Cut back trees close to the house – their roots can cause damage if they grow too large.
  • Install a sump pump in case of water leaks into your basement 
  • Check for any cracks in the foundation, including around pipes and other openings, then 

Common Causes Of a Sagging or Sinking House

  • The foundation is not strong enough.
  • The house is settling due to the ground beneath it shifting.
  • There are cracks in the foundation or walls that need repair.
  • There’s a leaky pipe under the house, which can cause damage and rot over time.
  • A sewer line may be broken, which would require a plumber to fix. 
  • The soil around your home might have been contaminated with water from another source – this could be from floods, storms, or other natural disasters.